Enroll by November 20 if you want to make changes!
Open Enrollment
Open Enrollment for 2027 benefits is November 9–20, 2026.
This is your annual opportunity to enroll in or make changes to these benefits:
- Medical, dental, and vision insurance
- Flexible spending accounts (FSAs)
- Supplemental life insurance
- Supplemental accidental death and dismemberment (AD&D) insurance
- Accident, critical illness, and hospital indemnity insurance
If you don’t do anything during Open Enrollment, your current benefits will continue in 2027 except HSA and FSAs – if you want an HSA or FSA in 2027, you must actively enroll in one during Open Enrollment.
Enrollment Guides & Resources
Need Help?
Call (925) 357-6844 if you have questions about your benefits or how to enroll.
How to Enroll
When you’re ready to enroll or make changes, visit Workday.
Documentation for Dependents
If you’re enrolling dependents, you may need to provide this documentation:
- Marriage certificate
- Birth or adoption certificate
If you’re enrolling in or increasing supplemental life and AD&D insurance coverage for yourself or dependents, you may need to provide Evidence of Insurability.
Additional Step for Recent New Hires
If you’re hired during Open Enrollment, you’ll need to enroll twice: first for the current plan year, then again for 2027.
What’s New and Changing in 2027
Plan Costs Per Pay Period
2027 Medical Rates
Meritain POS
Employee Only: $28.07
Employee + Spouse/DP: $128.45
Employee + Children: $105.24
Employee + Family: $185.66
Meritain EPO
Employee Only: $21.59
Employee + Spouse/DP: $96.07
Employee + Children: $78.80
Employee + Family: $141.94
Meritain HDHP
Employee Only: $0.00
Employee + Spouse/DP: $63.15
Employee + Children: $51.81
Employee + Family: $94.99
Kaiser HMO (certain states)
Employee Only: $21.65
Employee + Spouse/DP: $95.46
Employee + Children: $86.58
Employee + Family: $129.87
2027 Dental Rates
Guardian Dental PPO
Employee Only: $0.00
Employee + Spouse/DP: $1.50
Employee + Children: $2.50
Employee + Family: $4.00
Guardian Dental PPO w/ Ortho
Employee Only: $13.00
Employee + Spouse/DP: $25.00
Employee + Children: $26.50
Employee + Family: $39.50
2027 Vision Rates
EyeMed Vision
Employee Only: $0.00
Employee + Spouse/DP: $1.50
Employee + Children: $3.00
Employee + Family: $4.50
Contribution Limits
Flexible Spending Accounts (FSA)
2027 FSA contribution limits are pending IRS release. In 2026, you can contribute up to:
- Health Care or Limited Purpose FSA – $3,400
- Dependent Care FSA – $7,500
Health Savings Account (HSA)
In 2027, you can contribute up to:
- Individual medical coverage – $4,500
- Family medical coverage – $9,000
Addepar contribution:
- Individual medical coverage – $1,200
- Family medical coverage – $1,500
Commuter Benefits
2027 parking and public transportation contribution limits are pending IRS release.
Employee Healthcare Contributions
Due to the overall increasing costs in the healthcare industry, the premiums for our medical, dental and vision plans will be increasing for 2027. Refer to your benefits guide or Workday enrollment platform for details.
Meritain Plan Design Changes
Meritain EPO & PPO: You’ll pay a lower copay for in-network office visits, specialist visits, urgent care, and prescriptions. In-network inpatient hospitalization will no longer include a copay. Deductibles, coinsurance, and out-of-pocket maximums will stay the same.
Meritain HDHP: After you meet your deductible, in-network coinsurance for most medical services will decrease from 20% after deductible to 10% after deductible. Out-of-network coinsurance for these services will also decrease from 40% after deductible to 30% after deductible. Due to IRS mandate, the in-network deductible for individual within a family will increase from $3,400 to $3,500.
EyeMed will be our new vision provider
We’re switching our vision coverage from Guardian to EyeMed. The same vision plan will be offered through EyeMed, and there will be no rate increase, unless you change who you cover. You and your family will continue to have quality coverage and access to a large network of trusted providers.
Benepass will be our new FSA administrator
Healthcare FSA and Transit: Benepass will be administering your Healthcare FSA and Transit spending accounts.
Ready to enroll?
Before you enroll, see what’s new and changing for the next plan year. There may be changes that are important to you.
You have until 11:59 p.m. on November 20, 2026 to enroll or make changes. As a reminder, if you do nothing by the deadline, all your current benefits except FSAs will continue in 2027.